diff --git a/saml2/saml2-service-provider/spring-security-saml2-service-provider.gradle b/saml2/saml2-service-provider/spring-security-saml2-service-provider.gradle
index 903c94fc63..c10aadf708 100644
--- a/saml2/saml2-service-provider/spring-security-saml2-service-provider.gradle
+++ b/saml2/saml2-service-provider/spring-security-saml2-service-provider.gradle
@@ -9,4 +9,6 @@ dependencies {
 	compile("org.opensaml:opensaml-saml-impl")
 
 	provided 'javax.servlet:javax.servlet-api'
+
+	testCompile 'com.squareup.okhttp3:mockwebserver'
 }
diff --git a/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverter.java b/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverter.java
index 97ee941fe4..77c3e0c988 100644
--- a/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverter.java
+++ b/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverter.java
@@ -149,6 +149,13 @@ public class OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverter
 					encryption.add(encryption(certificate));
 				}
 			}
+			if (keyDescriptor.getUse().equals(UsageType.UNSPECIFIED)) {
+				List<X509Certificate> certificates = certificates(keyDescriptor);
+				for (X509Certificate certificate : certificates) {
+					verification.add(verification(certificate));
+					encryption.add(encryption(certificate));
+				}
+			}
 		}
 		if (verification.isEmpty()) {
 			throw new Saml2Exception("Metadata response is missing verification certificates, necessary for verifying SAML assertions");
diff --git a/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/RelyingPartyRegistrations.java b/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/RelyingPartyRegistrations.java
new file mode 100644
index 0000000000..29b9363afb
--- /dev/null
+++ b/saml2/saml2-service-provider/src/main/java/org/springframework/security/saml2/provider/service/registration/RelyingPartyRegistrations.java
@@ -0,0 +1,68 @@
+/*
+ * Copyright 2002-2020 the original author or authors.
+ *
+ * Licensed under the Apache License, Version 2.0 (the "License");
+ * you may not use this file except in compliance with the License.
+ * You may obtain a copy of the License at
+ *
+ *      https://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing, software
+ * distributed under the License is distributed on an "AS IS" BASIS,
+ * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
+ * See the License for the specific language governing permissions and
+ * limitations under the License.
+ */
+
+package org.springframework.security.saml2.provider.service.registration;
+
+import java.util.Arrays;
+
+import org.springframework.security.saml2.Saml2Exception;
+import org.springframework.web.client.RestClientException;
+import org.springframework.web.client.RestOperations;
+import org.springframework.web.client.RestTemplate;
+
+/**
+ * A utility class for constructing instances of {@link RelyingPartyRegistration}
+ *
+ * @author Josh Cummings
+ * @since 5.4
+ */
+public final class RelyingPartyRegistrations {
+	private static final RestOperations rest = new RestTemplate
+			(Arrays.asList(new OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverter()));
+
+	/**
+	 * Return a {@link RelyingPartyRegistration.Builder} based off of the given
+	 * SAML 2.0 Asserting Party (IDP) metadata.
+	 *
+	 * Note that by default the registrationId is set to be the given metadata location,
+	 * but this will most often not be sufficient. To complete the configuration, most
+	 * applications will also need to provide a registrationId, like so:
+	 *
+	 * <pre>
+	 *	RelyingPartyRegistration registration = RelyingPartyRegistrations
+	 * 		.fromMetadataLocation(metadataLocation)
+	 * 		.registrationId("registration-id")
+	 * 		.build();
+	 * </pre>
+	 *
+	 * Also note that an {@code IDPSSODescriptor} typically only contains information about
+	 * the asserting party. Thus, you will need to remember to still populate anything about the
+	 * relying party, like any private keys the relying party will use for signing AuthnRequests.
+	 *
+	 * @param metadataLocation
+	 * @return the {@link RelyingPartyRegistration.Builder} for further configuration
+	 */
+	public static RelyingPartyRegistration.Builder fromMetadataLocation(String metadataLocation) {
+		try {
+			return rest.getForObject(metadataLocation, RelyingPartyRegistration.Builder.class);
+		} catch (RestClientException e) {
+			if (e.getCause() instanceof Saml2Exception) {
+				throw (Saml2Exception) e.getCause();
+			}
+			throw new Saml2Exception(e);
+		}
+	}
+}
diff --git a/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests.java b/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests.java
index 270183c17b..e9a85b8a01 100644
--- a/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests.java
+++ b/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests.java
@@ -47,7 +47,7 @@ public class OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests {
 				"%s\n" +
 			"</md:IDPSSODescriptor>";
 	private static final String KEY_DESCRIPTOR_TEMPLATE =
-			"<md:KeyDescriptor use=\"%s\">\n" +
+			"<md:KeyDescriptor %s>\n" +
 				"<ds:KeyInfo xmlns:ds=\"http://www.w3.org/2000/09/xmldsig#\">\n" +
 					"<ds:X509Data>\n" +
 						"<ds:X509Certificate>" + CERTIFICATE + "</ds:X509Certificate>\n" +
@@ -88,7 +88,7 @@ public class OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests {
 	public void readWhenMissingSingleSignOnServiceThenException() {
 		String payload = String.format(ENTITY_DESCRIPTOR_TEMPLATE,
 				String.format(IDP_SSO_DESCRIPTOR_TEMPLATE,
-						String.format(KEY_DESCRIPTOR_TEMPLATE, "signing")
+						String.format(KEY_DESCRIPTOR_TEMPLATE, "use=\"signing\"")
 				));
 		MockClientHttpResponse response = new MockClientHttpResponse(payload.getBytes(), OK);
 		assertThatCode(() -> this.converter.read(RelyingPartyRegistration.Builder.class, response))
@@ -100,8 +100,8 @@ public class OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests {
 	public void readWhenDescriptorFullySpecifiedThenConfigures() throws Exception {
 		String payload = String.format(ENTITY_DESCRIPTOR_TEMPLATE,
 				String.format(IDP_SSO_DESCRIPTOR_TEMPLATE,
-						String.format(KEY_DESCRIPTOR_TEMPLATE, "signing") +
-						String.format(KEY_DESCRIPTOR_TEMPLATE, "encryption") +
+						String.format(KEY_DESCRIPTOR_TEMPLATE, "use=\"signing\"") +
+						String.format(KEY_DESCRIPTOR_TEMPLATE, "use=\"encryption\"") +
 						String.format(SINGLE_SIGN_ON_SERVICE_TEMPLATE)
 				));
 		MockClientHttpResponse response = new MockClientHttpResponse(payload.getBytes(), OK);
@@ -123,6 +123,27 @@ public class OpenSamlRelyingPartyRegistrationBuilderHttpMessageConverterTests {
 				.isEqualTo(x509Certificate(CERTIFICATE));
 	}
 
+	@Test
+	public void readWhenKeyDescriptorHasNoUseThenConfiguresBothKeyTypes() throws Exception {
+		String payload = String.format(ENTITY_DESCRIPTOR_TEMPLATE,
+				String.format(IDP_SSO_DESCRIPTOR_TEMPLATE,
+						String.format(KEY_DESCRIPTOR_TEMPLATE, "") +
+						String.format(SINGLE_SIGN_ON_SERVICE_TEMPLATE)
+				));
+		MockClientHttpResponse response = new MockClientHttpResponse(payload.getBytes(), OK);
+		RelyingPartyRegistration registration =
+				this.converter.read(RelyingPartyRegistration.Builder.class, response)
+						.registrationId("one")
+						.build();
+		RelyingPartyRegistration.AssertingPartyDetails details =
+				registration.getAssertingPartyDetails();
+		assertThat(details.getVerificationX509Credentials().iterator().next().getCertificate())
+				.isEqualTo(x509Certificate(CERTIFICATE));
+		assertThat(details.getEncryptionX509Credentials()).hasSize(1);
+		assertThat(details.getEncryptionX509Credentials().iterator().next().getCertificate())
+				.isEqualTo(x509Certificate(CERTIFICATE));
+	}
+
 	X509Certificate x509Certificate(String data) {
 		try {
 			InputStream certificate = new ByteArrayInputStream(Base64.getDecoder().decode(data.getBytes()));
diff --git a/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/RelyingPartyRegistrationsTests.java b/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/RelyingPartyRegistrationsTests.java
new file mode 100644
index 0000000000..c3dfaed2b2
--- /dev/null
+++ b/saml2/saml2-service-provider/src/test/java/org/springframework/security/saml2/provider/service/registration/RelyingPartyRegistrationsTests.java
@@ -0,0 +1,159 @@
+/*
+ * Copyright 2002-2020 the original author or authors.
+ *
+ * Licensed under the Apache License, Version 2.0 (the "License");
+ * you may not use this file except in compliance with the License.
+ * You may obtain a copy of the License at
+ *
+ *      https://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing, software
+ * distributed under the License is distributed on an "AS IS" BASIS,
+ * WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
+ * See the License for the specific language governing permissions and
+ * limitations under the License.
+ */
+
+package org.springframework.security.saml2.provider.service.registration;
+
+import okhttp3.mockwebserver.MockResponse;
+import okhttp3.mockwebserver.MockWebServer;
+import org.junit.Test;
+
+import org.springframework.security.saml2.Saml2Exception;
+
+import static org.assertj.core.api.Assertions.assertThat;
+import static org.assertj.core.api.AssertionsForClassTypes.assertThatCode;
+
+/**
+ * Tests for {@link RelyingPartyRegistration}
+ */
+public class RelyingPartyRegistrationsTests {
+	private static final String IDP_SSO_DESCRIPTOR_PAYLOAD =
+			"<md:EntityDescriptor entityID=\"https://idp.example.com/idp/shibboleth\"\n" +
+					"                     xmlns:ds=\"http://www.w3.org/2000/09/xmldsig#\"\n" +
+					"                     xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\"\n" +
+					"                     xmlns:shibmd=\"urn:mace:shibboleth:metadata:1.0\"\n" +
+					"                     xmlns:md=\"urn:oasis:names:tc:SAML:2.0:metadata\"\n" +
+					"                     xmlns:mdui=\"urn:oasis:names:tc:SAML:metadata:ui\">\n" +
+					"    \n" +
+					"   <md:IDPSSODescriptor protocolSupportEnumeration=\"urn:oasis:names:tc:SAML:2.0:protocol\">\n" +
+					"      <md:Extensions>\n" +
+					"         <shibmd:Scope regexp=\"false\">example.com</shibmd:Scope>\n" +
+					"  \n" +
+					"         <mdui:UIInfo>\n" +
+					"            <mdui:DisplayName xml:lang=\"en\">\n" +
+					"               Consortium GARR IdP\n" +
+					"            </mdui:DisplayName>\n" +
+					"            <mdui:DisplayName xml:lang=\"it\">\n" +
+					"               Consortium GARR IdP\n" +
+					"            </mdui:DisplayName>\n" +
+					"    \n" +
+					"            <mdui:Description xml:lang=\"en\">\n" +
+					"               This Identity Provider gives support for the Consortium GARR's user community\n" +
+					"            </mdui:Description>\n" +
+					"            <mdui:Description xml:lang=\"it\">\n" +
+					"               Questo Identity Provider di test fornisce supporto alla comunita' utenti GARR\n" +
+					"            </mdui:Description>\n" +
+					"         </mdui:UIInfo>\n" +
+					"      </md:Extensions>\n" +
+					"    \n" +
+					"      <md:KeyDescriptor>\n" +
+					"         <ds:KeyInfo>\n" +
+					"            <ds:X509Data>\n" +
+					"               <ds:X509Certificate>\n" +
+					"                  MIIDZjCCAk6gAwIBAgIVAL9O+PA7SXtlwZZY8MVSE9On1cVWMA0GCSqGSIb3DQEB\n" +
+					"                  BQUAMCkxJzAlBgNVBAMTHmlkZW0tcHVwYWdlbnQuZG16LWludC51bmltby5pdDAe\n" +
+					"                  Fw0xMzA3MjQwMDQ0MTRaFw0zMzA3MjQwMDQ0MTRaMCkxJzAlBgNVBAMTHmlkZW0t\n" +
+					"                  cHVwYWdlbnQuZG16LWludC51bmltby5pdDCCASIwDQYJKoZIhvcNAMIIDQADggEP\n" +
+					"                  ADCCAQoCggEBAIAcp/VyzZGXUF99kwj4NvL/Rwv4YvBgLWzpCuoxqHZ/hmBwJtqS\n" +
+					"                  v0y9METBPFbgsF3hCISnxbcmNVxf/D0MoeKtw1YPbsUmow/bFe+r72hZ+IVAcejN\n" +
+					"                  iDJ7t5oTjsRN1t1SqvVVk6Ryk5AZhpFW+W9pE9N6c7kJ16Rp2/mbtax9OCzxpece\n" +
+					"                  byi1eiLfIBmkcRawL/vCc2v6VLI18i6HsNVO3l2yGosKCbuSoGDx2fCdAOk/rgdz\n" +
+					"                  cWOvFsIZSKuD+FVbSS/J9GVs7yotsS4PRl4iX9UMnfDnOMfO7bcBgbXtDl4SCU1v\n" +
+					"                  dJrRw7IL/pLz34Rv9a8nYitrzrxtLOp3nYUCAwEAAaOBhDCBgTBgBgMIIDEEWTBX\n" +
+					"                  gh5pZGVtLXB1cGFnZW50LmRtei1pbnQudW5pbW8uaXSGNWh0dHBzOi8vaWRlbS1w\n" +
+					"                  dXBhZ2VudC5kbXotaW50LnVuaW1vLml0L2lkcC9zaGliYm9sZXRoMB0GA1UdDgQW\n" +
+					"                  BBT8PANzz+adGnTRe8ldcyxAwe4VnzANBgkqhkiG9w0BAQUFAAOCAQEAOEnO8Clu\n" +
+					"                  9z/Lf/8XOOsTdxJbV29DIF3G8KoQsB3dBsLwPZVEAQIP6ceS32Xaxrl6FMTDDNkL\n" +
+					"                  qUvvInUisw0+I5zZwYHybJQCletUWTnz58SC4C9G7FpuXHFZnOGtRcgGD1NOX4UU\n" +
+					"                  duus/4nVcGSLhDjszZ70Xtj0gw2Sn46oQPHTJ81QZ3Y9ih+Aj1c9OtUSBwtWZFkU\n" +
+					"                  yooAKoR8li68Yb21zN2N65AqV+ndL98M8xUYMKLONuAXStDeoVCipH6PJ09Z5U2p\n" +
+					"                  V5p4IQRV6QBsNw9CISJFuHzkVYTH5ZxzN80Ru46vh4y2M0Nu8GQ9I085KoZkrf5e\n" +
+					"                  Cq53OZt9ISjHEw==\n" +
+					"               </ds:X509Certificate>\n" +
+					"            </ds:X509Data>\n" +
+					"         </ds:KeyInfo>\n" +
+					"      </md:KeyDescriptor>\n" +
+					"   \n" +
+					"      <md:SingleSignOnService\n" +
+					"         Binding=\"urn:oasis:names:tc:SAML:2.0:bindings:HTTP-POST\"\n" +
+					"         Location=\"https://idp.example.com/idp/profile/SAML2/POST/SSO\"/>\n" +
+					"   </md:IDPSSODescriptor>\n" +
+					"    \n" +
+					"   <md:Organization>\n" +
+					"      <md:OrganizationName xml:lang=\"en\">\n" +
+					"         Consortium GARR\n" +
+					"      </md:OrganizationName>\n" +
+					"      <md:OrganizationName xml:lang=\"it\">\n" +
+					"         Consortium GARR\n" +
+					"      </md:OrganizationName>\n" +
+					"   \n" +
+					"      <md:OrganizationDisplayName xml:lang=\"en\">\n" +
+					"         Consortium GARR\n" +
+					"      </md:OrganizationDisplayName>\n" +
+					"      <md:OrganizationDisplayName xml:lang=\"it\">\n" +
+					"         Consortium GARR\n" +
+					"      </md:OrganizationDisplayName>\n" +
+					"   \n" +
+					"      <md:OrganizationURL xml:lang=\"it\">\n" +
+					"         https://example.org\n" +
+					"      </md:OrganizationURL>\n" +
+					"   </md:Organization>\n" +
+					"    \n" +
+					"   <md:ContactPerson contactType=\"technical\">\n" +
+					"      <md:EmailAddress>mailto:technical.contact@example.com</md:EmailAddress>\n" +
+					"   </md:ContactPerson>\n" +
+					"    \n" +
+					"</md:EntityDescriptor>";
+
+	@Test
+	public void fromMetadataLocationWhenResolvableThenPopulatesBuilder() throws Exception {
+		try (MockWebServer server = new MockWebServer()) {
+			server.enqueue(new MockResponse().setBody(IDP_SSO_DESCRIPTOR_PAYLOAD).setResponseCode(200));
+			RelyingPartyRegistration registration = RelyingPartyRegistrations
+					.fromMetadataLocation(server.url("/").toString())
+					.entityId("rp")
+					.build();
+			RelyingPartyRegistration.AssertingPartyDetails details = registration.getAssertingPartyDetails();
+			assertThat(details.getEntityId()).isEqualTo("https://idp.example.com/idp/shibboleth");
+			assertThat(details.getSingleSignOnServiceLocation())
+					.isEqualTo("https://idp.example.com/idp/profile/SAML2/POST/SSO");
+			assertThat(details.getSingleSignOnServiceBinding())
+					.isEqualTo(Saml2MessageBinding.POST);
+			assertThat(details.getVerificationX509Credentials()).hasSize(1);
+			assertThat(details.getEncryptionX509Credentials()).hasSize(1);
+		}
+	}
+
+	@Test
+	public void fromMetadataLocationWhenUnresolvableThenSaml2Exception() throws Exception {
+		try (MockWebServer server = new MockWebServer()) {
+			server.enqueue(new MockResponse().setBody(IDP_SSO_DESCRIPTOR_PAYLOAD).setResponseCode(200));
+			String url = server.url("/").toString();
+			server.shutdown();
+			assertThatCode(() -> RelyingPartyRegistrations.fromMetadataLocation(url))
+					.isInstanceOf(Saml2Exception.class);
+		}
+	}
+
+	@Test
+	public void fromMetadataLocationWhenMalformedResponseThenSaml2Exception() throws Exception {
+		try (MockWebServer server = new MockWebServer()) {
+			server.enqueue(new MockResponse().setBody("malformed").setResponseCode(200));
+			String url = server.url("/").toString();
+			assertThatCode(() -> RelyingPartyRegistrations.fromMetadataLocation(url))
+					.isInstanceOf(Saml2Exception.class);
+		}
+	}
+}